Mortgages

First Time Buyer

Take your first step on the housing ladder with a first time buyer mortgage. Get started with a deposit as low as 5%.

Self Employed

Getting a self employed mortgage doesn't always have to be difficult. We can help you plan and prepare so your application goes smoothly.

Remortgage

If the value of your property has increased significantly you could consider remortgaging to lower interest rates and open up other mortgage options.

Moving Home

We can help you get organised and avoid uneccessary stress when moving home by finding the right mortgage for your new property.

Capital Raising

Capital raising allows you to release funds from your home to pay for things such as home improvements or investments.

Debt Consolidation

Debt consolidation can shorten the time taken to pay off debts by combining everything outstanding into one payment. We can help you gain control and find a suitable loan for your situation.

Shared Ownership

Shared ownership can help get you on the property ladder quickly by allowing you to purchase a share of a property while paying rent on the remaining share.

Help To Buy

Start your journey into homeowner life with a help to buy mortgage. With just a 5% deposit required and a government loan of up to 20%.

Right To Buy

A right to buy mortgage can make the possibility of buying a property reachable when saving for a deposit is difficult. You will be able to purchase a council home at a significant discount.

Offset

Savings accounts come in useful with an offset mortgage, allowing you to pay off your balance and lower payments in the long term.

Buy To Let

Buy-to-let mortgages are a great way to start investing in property, with interest only monthly payments at a fixed or variable rate.

Let To Buy

A let to buy mortgage involves having two mortgages at the same time, allowing you to let out your current home and move to another

Second Charges

A second charge or second mortgage is an alternative to remortgaging that is secured by equity in your property and can be used to raise funds.

Specialist Mortgage

Getting a mortgage when your circumstances are complicated can be challenging. We can take you through the different types of specialist mortgages and find one tailored to your needs.

5% Deposit Mortgages

5% deposit mortgages are part of the recently announced government-backed scheme, aimed at first time buyers, homeowners and movers.

What our customers say


Ryan and Cathy were knowledgeable, communicative and assiduous, despite the complications caused by Covid 19. All the stops were pulled out to...

Jamie Dineen
19 Feb 2021

I have had the pleasure of working with Ryan and the team for quite some time now and I couldn’t recommend them enough. Their extensive knowledge...

Roxanne Barker
19 Feb 2021

Ryan & Cathy Key Mortgages and Protection have been absolutely incredible from the start to finish of our house sale and purchase. They proactively...

Alex Clark
19 Feb 2021
Give us a call...
0115 784 1620
Write to us...
Carlton Business Hub
9 Lowater Street
Carlton
Nottingham
NG4 1JF